The Police Report Got It Wrong. Now What For Your Insurance Claim?

A car accident flips your world in seconds — metal, sirens, adrenaline… then comes the paperwork.

That police report? It’s supposed to be the truth. But what if it isn’t?

What if it leaves out witnesses? Pins blame on the wrong driver? Misrepresents the crash entirely?

At Solution Law, we’ve seen it all — and we’ve fixed it. When bad reports nearly cost our clients their insurance claims, we stepped in, rewrote the narrative, and delivered results.

Why Police Reports Go Wrong — Fast

Police don’t see the accident. They show up after. And under pressure, they rush.

• ❌ Wrong driver listed at-fault
• ❌ Witnesses ignored or skipped
• ❌ Misquoted statements from drivers
• ❌ Inaccurate diagrams or wrong street details
• ❌ No mention of rain, debris, or poor lighting

Some reports are built on instinct — not facts. And those errors can destroy your case if left unchecked.

How a Bad Report Wrecks Your Insurance Claim

One mistake on a police report can cost you thousands. Here’s what we see:

• 📉 Insurance companies deny or reduce your claim
• 🚨 You’re wrongly blamed for the crash
• 🩻 Injuries get downplayed or omitted entirely
• ⚖️ Your case collapses in court due to "official" errors

Perception is power. And the police report drives it — unless you fight back.

Three Police Report Errors You Can (and Should) Dispute!

1. Factual Errors

• Wrong date or time
• Incorrect street name
• Misspelled names or license plates
• Vehicle colors or makes swapped

✅ Easy to prove. Fix them fast.

2. Missing Details

• No mention of road hazards or weather
• Ignored witnesses or passengers
• No photos or diagrams attached

The absence of facts can be just as damaging as falsehood.

3. Officer’s Opinion (Not Fact)

• “Driver A appeared distracted.”
• “Vehicle 1 may have been speeding.”
• “Driver B likely failed to yield.”

🛑 These are assumptions — not legal facts — but they still sway insurance companies.

How to Dispute a Police Report in California (and Win)

• ✅ Step 1: Get a copy of the report from the police — never rely on your insurer.
• ✅ Step 2: Review every line with your own photos, videos, and medical records.
• ✅ Step 3: Categorize the issues — factual, missing, or opinion.
• ✅ Step 4: Build your proof: timestamps, witness statements, ER records, repair invoices.
• ✅ Step 5: Submit a written correction request to the police department with documentation.

If they delay or deny? That’s when Solution Law takes over.

Why Clients Choose Solution Law

We don’t just help. We win. When the report is wrong, we:

• ✅ Force departments to amend false reports
• ✅ Back every correction with evidence
• ✅ Rebuild your case and win your compensation

The Cost of Doing Nothing

• ❌ Claim denied by insurance
• ❌ You’re blamed for something you didn’t do
• ❌ Your case dies in court

Don’t let a bad report become your truth.

Bonus Resources for Drivers in California

📊 View official stats from the National Highway Traffic Safety Administration (NHTSA)
📑 Get insured properly with help from the California Department of Insurance
⚖️ Understand your legal rights after an accident from Justia’s Car Accident Law Overview

Disputing a Police Report? Let Us Handle It.