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What to Do After an Uber or Lyft Passenger Accident in California

If you’ve been injured in an Uber Lyft passenger accident, it’s important to understand your rights and how California law protects you. At Solution Law, we specialize in these complex claims and know exactly how to fight for the compensation you deserve.

Rideshare services like Uber and Lyft are part of everyday life for millions of Californians. But when a routine ride ends in a car crash, many passengers are left wondering: Who’s responsible, and how do I get compensated?

Who’s Liable in an Uber Lyft Passenger Accident?

As a Passenger, You’re Rarely at Fault

The key advantage of being a passenger in a rideshare accident is that you are almost never considered at fault. But identifying who is responsible requires a deeper look at the situation.

Possible Liable Parties:

  • The Uber or Lyft driver, if they caused the accident
  • Another driver, if a third party was at faultBoth drivers, in shared liability cases
  • Uber or Lyft’s insurance, depending on the driver’s status during the ride

Understanding Uber and Lyft Insurance Coverage in California

California Rideshare Insurance Requirements

Under California law, Uber and Lyft must provide $1 million in liability coverage for passengers injured while the ride is active. This is designed to ensure you’re protected—whether the rideshare driver or another motorist is at fault.

When Does This Coverage Apply?

  • If the Uber/Lyft driver is at fault.
  •  If the other driver is uninsured or underinsured.
  • If there’s insufficient coverage from any party involved

Uber and Lyft also carry underinsured motorist (UIM) coverage, which may help fill in the gaps if the responsible party can’t cover your full damages.

What to Do Immediately After an Uber or Lyft Accident

If you’ve been in an Uber Lyft passenger accident, taking the right steps from the beginning can protect your health and your claim.

Action Checklist:

  • Call 911 and request a police report
  • Document the scene: take photos of the accident, rideshare vehicle, and your injuries
  • Get medical attention—even if injuries seem minor
  • Record trip details in the Uber or Lyft app

Speak with an experienced rideshare attorney before talking to any insurance company.

What Compensation Can Uber or Lyft Passengers Claim?

Injured passengers may be eligible for significant compensation under California law, especially when represented by skilled attorneys.

You May Be Entitled To:

  • Medical expenses (past and future)
  • Lost income
  • Pain and suffering
  • Emotional trauma
  • Long-term disability
  • Out-of-pocket expenses related to the accident

Can You Sue Uber or Lyft Directly?

While Uber and Lyft drivers are classified as independent contractors, the companies still provide substantial insurance coverage for injuries. In rare cases—such as gross negligence or safety-related failures—a direct lawsuit against the company may be viable.

But getting fair compensation, even through their insurance, is rarely simple.

Why Legal Representation Matters

Insurance companies will often try to settle quickly—or deny your claim altogether. That’s why having a trial-ready team is essential from day one.

Why Californians Trust Solution Law 

At Solution Law, our attorneys are recognized as California’s top litigation team for a reason—we don’t back down. We’ve successfully taken on insurance giants, corporate legal teams, and everyone in between.

Here’s What Sets Us Apart:

  • Decades of combined trial experience.
  • Aggressive negotiations that result in high-value settlements.
  • A passion for protecting rideshare accident victims

You pay nothing unless we win!

Call Solution Law for a Free Consultation Today!

If you were injured as a passenger in an Uber or Lyft accident in California, don’t try to navigate the system alone. Let Solution Law stand up for you.

Call us BEFORE you speak to the insurance company! 

We’ll evaluate your case, explain your rights, and fight for the full compensation you deserve. No fees. No pressure. Just real results.

Uber® and Lyft® are registered trademarks of their respective companies. Solution Law is not affiliated with, endorsed by, or sponsored by Uber Technologies, Inc. or Lyft, Inc. Any mention of Uber or Lyft is for informational and legal discussion purposes only. All trademarks and service marks remain the property of their respective owners.

Solution Law attorneys discussing a car accident case with a client in California

(844) 839-9838

Call Today!

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